Concord, NH – The New Hampshire Insurance Department recently notified certain insurance companies of the prohibition on the use of information about a person’s access to opioid overdose reversal medications (known as opioid antagonists), when that prescription is to promote the health of someone else.
New Hampshire law permits the prescription of an opioid antagonist by a family member, friend, or other person in a position to assist another person at risk of an opiate related overdose.
In 2019, the New Hampshire Legislature passed SB 251, which further makes clear that accessing opioid antagonist prescriptions shall not be used for underwriting certain types of insurance when that prescription is not relevant to the applicant’s health.
It is an unfair insurance trade practice for insurers that issue life insurance, annuity contracts, or disability insurance to deny an application, rescind coverage, or charge an applicant more for insurance due to the applicant having received an opioid antagonist prescription that is not relevant to the applicant’s health.
If anyone believes they have been denied insurance or charged more due to obtaining an opioid antagonist prescription, they should contact the Insurance Department’s Consumer Services Division for assistance at 1‐800‐852‐3416 or (603) 271‐2261, or by email at firstname.lastname@example.org.
Source: NH Insurance Dept